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Refinance
Interest rates are at an all time low. Now is the time to refinance. Fill out our free short form to contact up to four lenders about refinance.
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Imperfect Credit
Securing your mortgage with a home or expensive automobile is another way for someone with bad credit to receive a loan with low interest rates and a lower down payment. Secured loans allow lenders to lend larger amounts at lower rates and often allows them to over look certain mistakes on your credit history.
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Home Construction Loans
Home construction loans are unique because they are often considered two loans, one for construction and one for permanent financing. However, a Construction-to-Permanent loan or a One-Time-Close loan combines the two, making the loan process simpler and less expensive for the borrower. Combining the construction financing and loan amount reduces the cost to the borrower by eliminating a second set of closing costs, as well as the requalifying process.
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Rates
Your interest rate is perhaps the most important factor of your loan and can often decide whether or not you will be happy with your loan in the long run. Current interest rates are widely considered to be remarkably low and locking in a low interest rate can save you money.
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Mortgage Calc
A mortgage calc can also show you the difference that the term of your loan makes on your repayment schedule. A $997 monthly payment on a $150,000 loan at 7% over the period of 30 years with $209,263 in total interest may sound acceptable, but using the calculator you can compare this monthly payment to what would be paid on a shorter term loan. The same loan with a 15 year term would have higher monthly payment of 1,348, which is $351 more. However, the 15 year term would cut the total interest in half to the amount of 92,683. In this case, cutting your loan term in half and paying $351 more a month could save you over $100,000.
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Mortgage Refiancing
"Cashing-out" allows you to:
- Invest in home improvement
- Pay for college tuition
- Buy a new car
- Fix credit by consolidating debt
Whether you want to find a loan interest rate or afford a brand new car, a mortgage refinancing company can help you reach your goals. Fill out our free short form to contact up to four lenders about refinancing your mortgage.
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Refinancing Your Home
Some homeowners are discouraged by the thought of paying new closing costs as a result of refinancing, but these costs can often be rolled over into the total amount of the loan, resulting in little or no out of pocket costs for the borrower.
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